VERNR
API

Financial Intelligence

Evidence-Based Money Leak

Find hidden savings. Stop unnecessary spending

Drop statement for analysis

Active mode: Simple

Upload Bank Statement

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CSV· Excel
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How it works

1

Choose view

Pick Simple, Standard, or Advanced before you upload.

2

Upload

Drop your CSV or Excel bank statement. No bank login required.

3

Act

Get a CFO-style report with evidence, confidence scores, and savings estimates.

11 Detection Engines

Not expense categorization — pattern-based leak detection with evidence.

Recurring Expenses

Detect monthly subscriptions and regular charges.

Rising Costs

Compare recent 3-month spending vs prior period.

New Expenses

Find merchants that appeared recently.

Unusual Transactions

Flag payments outside typical ranges.

Duplicate Payments

Detect similar payments within 24-72 hours.

Payment Clustering

Multiple payments to same merchant in short window.

Bank Fees

Surface hidden banking and transfer charges.

Spending Drift

Track upward spending trends over time.

Small Expense Buildup

Small charges that add up significantly.

Supplier Concentration

Identify over-reliance on few vendors.

Seasonal Anomalies

Distinguish abnormal spikes from seasonal norms.